Empowering New Zealand businesses with reliable and versatile EFTPOS machines, tailored to your needs.
Choose an EFTPOS machine that suits your business
Smartpay’s range of EFTPOS terminals are designed to support all kinds of business requirements. Whatever your size or industry, we can help you make it easy for your customers to pay whenever and however they want.
Mobile EFTPOS
A versatile payment terminal for New Zealand businesses
Take payments on the go with mobile EFTPOS machines; designed for businesses that want the flexibility to take payments anywhere, at any time.
- Sleek and portable design for payments on the go
- Multiple connectivity (GPRS/3G/4G, Wi-Fi and LAN)
- Enabled for contactless and credit card payments
- Plenty of customisable value-added features
Countertop EFTPOS
The reliable EFTPOS machine for New Zealand businesses
Smartpay’s countertop EFTPOS terminals are reliable and dynamic allowing you to make seamless transactions regardless of the size of your business.
- Contemporary design to suit any counter top
- Reliable wired connectivity via Ethernet or LAN cable
- Enabled for contactless and credit card payments
- Plenty of customisable value added features
Exclusive Offer: Get 12 months FREE EFTPOS Rental
Get the first 12 months of EFTPOS Rental free*. Simply ask us to apply this deal when you sign up for a 36-month EFTPOS rental contract with Smartpay.
Applicable to new Smartpay customers.
*Terms & Conditions apply.
Compare EFTPOS machines
| Mobile EFTPOS | Countertop EFTPOS | |
|---|---|---|
| Physical design | Portable, lightweight and easy to carry | Stylish fit for any countertop surface. Perfect in-store payments solution |
| Connectivity options | Wi-Fi, Mobile SIM (GPRS/3G/4G) or Wired (Ethernet) internet connection | Wired (Ethernet) internet connection |
| Best suited for | Where payments are needed on the move or internet is unavailable (uses SIM card) | Where payments can be taken on a till or tabletop with a wired internet connection |
| Optional add-ons | Bluetooth enabled charging base | |
| Term availability | Available for short term rentals and long term lease | Available for short term rentals and long term lease |
| Payment methods | Accept all major debit and credit cards. Enabled for insert, swipe, QR code mobile payments and contactless payments from cards and smart devices. | Accept all major debit and credit cards. Enabled for insert, swipe, QR code mobile payments and contactless payments from cards and smart devices. |
| Surcharging | Automatic surcharging available for contactless and credit card payments | Automatic surcharging available for contactless and credit card payments |
| Value-add payment features | Includes cash out, tipping, MOTO (card not present) and refunds | Includes cash out, tipping, MOTO (card not present) and refunds |
| 24/7 NZ based support | Technical help desk support available 24/7/365 | Technical help desk support available 24/7/365 |
| Mobile EFTPOS | ||
|---|---|---|
| Physical design | Portable, lightweight and easy to carry | |
| Connectivity options | Wi-Fi, 3G (SIM) or Wired (Ethernet) internet connection | |
| Best suited for | Where payments are needed on the move or internet is unavailable (uses SIM card) | |
| Optional add-ons | Bluetooth enabled charging base | |
| Term availability | Available for short term rentals and long term lease | |
| Payment methods | Accept all major debit and credit cards. Enabled for insert, swipe, QR code mobile payments and contactless payments from cards and smart devices. | |
| Surcharging | Automatic surcharging available for contactless and credit card payments | |
| Value-add payment features | Includes cash out, tipping, MOTO (card not present) and refunds | |
| 24/7 NZ based support | Technical help desk support available 24/7/365 |
| Countertop EFTPOS | ||
|---|---|---|
| Physical design | Stylish fit for any countertop surface. Perfect in-store payments solution | |
| Connectivity options | Wired (Ethernet) internet connection | |
| Best suited for | Where payments can be taken on a till or tabletop with a wired internet connection | |
| Optional add-ons | ||
| Term availability | Available for short term and long term lease | |
| Payment methods | Accept all major debit and credit cards. Enabled for insert, swipe, QR code mobile payments and contactless payments from cards and smart devices. | |
| Surcharging | Automatic surcharging available for contactless and credit card payments | |
| Value-add payment features | Includes cash out, tipping, MOTO (card not present) and refunds | |
| 24/7 NZ based support | Technical help desk support available 24/7/365 |
Competitive EFTPOS machine prices with Smartpay
At Smartpay, we believe in transparency and simplicity when it comes to our EFTPOS pricing structure. Our payment specialists customise the EFTPOS solution and the pricing plans to your requirements depending on the type of terminal and lease term you choose.
EFTPOS is a cost-effective option for almost any business, with just three main costs:
Tips to reduce EFTPOS costs
Consider longer lease terms (such as 24 to 36 months) to help reduce monthly rates.
Consider implementing surcharges on credit card and contactless transactions to mitigate Merchant Service Fees.
Contribute to sustainability by disabling default receipt printing, saving paper and the environment.
Prioritise service quality when evaluating providers; you’re investing in reliability and continual support.
Consider a Point of Sale (POS) system to minimise customer time spent at checkout by eliminating manual keying of transactions and potential errors.
Payment apps and Value-added features
Smartpay EFTPOS machines come with various payment features to add value to Kiwi businesses and help customise your payment solution. You can choose from a range of point of sale (POS) integrations, value-add ons and applications that will enhance the way you do business and take payments from your customers.
Point of Sale (POS) integrations
Seamlessly integrate your EFTPOS machine with world leading POS providers
Contactless payments
Tap into the power of contactless payments and improve your customer experience
Paywave & Credit card surcharge
Minimise your cost of acceptance of credit cards and contactless payments with an automatic surcharge
Short Term and Flexible Term rentals
As a payments provider, we understand that your business has flexible needs. Our Short term and Flexible term rentals solutions are cost-effective options designed for when you require an EFTPOS machine for a shorter term.
Up to 3 months – Our Short term solution works perfectly for one-off events when you need to take payments at markets, pop-ups, school fairs and charity drives. You can hire the EFTPOS machine for a day, week or month.
More than 3 months – Our Flexible Term solution is perfect for businesses that are looking to rent a terminal for 3-12 months. If you are just starting out or your business has seasonal changes, this solution gives you the flexibility you need.
What makes Smartpay EFTPOS machines the preferred choice in New Zealand?
Discover why Smartpay leads the way in EFTPOS solutions in New Zealand, offering unique advantages that define our brand:
In-house tech and support teams
- Access to in-house tech and support teams means easy communication, prompt support and handy EFTPOS advice.
- Say goodbye to long hold times, middle-men and third-party complications.
Leading 24/7 service and support
- Enjoy around-the-clock, in-house customer support for prompt issue resolution. Our support team is Kiwi-based, so speak to a local who understands your business and can offer swift support.
- Explore our service promise on our “Why Smartpay” page to learn more about our commitment to service excellence.
Feature-rich, fully customisable solutions
- Smartpay's EFTPOS machines come with a suite of customisable features at no extra cost.
- Tailor your EFTPOS experience to suit your business's unique needs.
Proudly local - Supporting 35,000+ businesses
- As a local Kiwi business, Smartpay supports over 35,000 businesses across New Zealand and Australia.
- Choose Smartpay to benefit from local expertise and contribute to our thriving business community.
Success stories with Smartpay EFTPOS machines
”Being able to accept a variety of payment methods including cards, mobile payments and QR code payments on our Smartpay EFTPOS machine has allowed us to serve more customers and increase sales”
What our customers have to say
Understanding EFTPOS machines
Whether you are setting up a new business or are an established business looking to get started with EFTPOS, here are a few useful resources to help you navigate the complexity of EFTPOS machines and providers:
EFTPOS Machine FAQ's
EFTPOS, short for “Electronic Funds Transfer at Point of Sale,” simplifies payments. It allows customers to electronically pay for goods and services, transferring funds directly from their bank accounts to the merchant’s account. Payments can be made via EFTPOS cards, debit/credit cards and digital wallets on smartphones or smartwatches. EFTPOS offers the benefits of speed, convenience and enhanced security during payments for both customers and businesses. It makes payment acceptance easy for businesses, eliminating the need for physical cash or checks.
Payments can be made on EFTPOS terminals with EFTPOS cards, debit or credit cards and electronic devices with a mobile wallet such as, smartphones or smartwatches. There are different ways to process payments, and knowing the differences is important. EFTPOS and debit card payments are processed by inserting or swiping and incur a fixed monthly network fee for the merchant. However, contactless (hover/tap), mobile and credit card payments have additional merchant service fees (MSF) as a percentage of the total transaction cost.
Consider a few basic factors while looking for EFTPOS for your business to ensure that you choose a customisable machine that aligns with your business needs.
- Consider usage locations and connectivity options (GPRS/3G/4G, Wi-Fi or LAN).
- Think about the payment methods you want to accept and the costs associated.
- Consider if you want additional EFTPOS features like POS integrations, surcharging and more.
- Opt for a user-friendly, versatile EFTPOS terminal that simplifies transactions, is easy to troubleshoot and allows remote feature activation.
EFTPOS is a cost-effective method for businesses to accept payments with 3 main costs, including:
- Leasing the machine – often paid monthly to the EFTPOS provider.
- Connecting to the payment network – paid monthly to the payment network (Worldline).
- Merchant Service Fees – paid directly to the bank depending on the package negotiated.
Smartpay EFTPOS terminals require a working internet connection to the payment network to process payment transactions. Having a stable internet connection is important to avoid communication errors and time-outs on transactions. The terminal connects to the internet using either a Wired (LAN), Wireless (Wi-FI) or GPRS (SIM card) connection. It is important to ensure the connection is reliable and backup comms methods are available (such as a mobile hotspot).
Speak with one of our Kiwi payment specialists today!
Every year our payment specialists help hundreds of businesses in all sorts of industries to get the right payment solution. Talk to us about your business today.